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Rated 4.93/5 based on 606 customer reviews

There website consistantly does not work for paying the bills. If you keep your balance low or none to carry over, it actually helps your credit score.I always paid my bill in full though, so that didn't apply to me. They closed down my local store, so I got rid of it.If you are responsible with your credit and shop often, then it is worth There really wasn't much that I didn't like about the card.Aside from that, there are also specials and promotions and whatever the first purchase discount may be (which was 15% off the first purchase as I’m writing this). I like using it because it is linked with my diva style account, so I do not have to use both cards.My limit with this card it pretty high, so it's hard to resist temptation and I end up splurging a lot. You have the convenience of having it be attached to your diva style account and not having to use both cards, but that is legitimately the only perk to the actual card.

I have two or three times scheduled payments on the Torrid/community and the payments don't clear but disappear. oh, and don't forget that they don't take payments after five oclock (not your five oclock but their time frame or time zone of five oclock).

I like that it had a low monthly minimum amount of only and they did not charge a very high interest rate at all in my opinion.

I surprisingly got approved quickly for Torrid's store card albeit it was not a high amount of money that I was approved for but it was just enough for me to shop for them.

The Torrid card application listed a 24.99% APR and this is definitely high, especially for those people who procrastinate on making payments…

Or can't resist spending money that they don't have.

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